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PRIVACY POLICY
Last Updtate 6/01/2011
Protecting the confidentiality of our clients' information is extremely important to us.

At Prompt Advance Lending, we recognize the sensitive nature of your financial information, and take appropriate precautions to protect your privacy. When you entrust us with any information, you can be certain it will be used only within our strict guidelines.

We do not sell, rent, or trade any client information to other companies.

We safeguard your information carefully and provide you with the flexibility to dictate how it may be used.

We are committed to helping you protect your privacy every day.

Prompt Advance Lending uses information responsibly to provide you with the services you've requested; offer you other financial products and services; and make doing business with Prompt Advance Lending more convenient for you.

What are some of the kinds of information we collect? 

When you apply for a Business Cash Advance, Merchant Credit Card Processing account or Equipment Lease Financing account, we ask you to provide information about your financial status, such as income, monthly expenses and assets, as well as identifying information such as your address, telephone number, email address, Social Security number and Tax ID #. If we need to know about your credit and repayment history, we also obtain information from consumer reporting agencies and other creditors.

Once you become a client, We maintain information about your transactions including account balances and repayment history.

Who has access to this information? 

Within Prompt Advance Lending:

Prompt Advance Lending employees are permitted access to the information they need to perform their jobs on your behalf. We maintain strict internal policies against unauthorized disclosure or use of client information by employees. Information held by any Prompt Advance Lending subsidiary is available to other members of the Prompt Advance Lending corporate family for authorized purposes, unless a client has specifically requested otherwise.

Outside service providers:

We have partnership arrangements with companies that provide the funding for our cash advance programs, service for merchant card processing accounts and equipment lease financing programs. We only share necessary information with these companies in order for them to accept an application or decline it, and provide the services requested.  The companies that have access are required to safeguard your information and only use it for authorized purposes.

How we protect your privacy online?

Due to the unique nature of the Internet, we believe it is helpful to have an overview of how our privacy commitment is applied when Prompt Advance Lending collects, uses, and protects your personal information as you visit us online. 

Security

Security is the most important issue Prompt Advance Lending faces. Using industry-standard security techniques ensures that your personal and financial information remains confidential. Prompt Advance Lending uses security technologies such as encryption, and firewalls.

You will also need to use a secure browser. Certain browsers have the ability to communicate securely by encrypting the information as it passes across the Internet. This method of communication is called Secure Socket Layer (SSL). Additionally, your information passes through a firewall, which is a computer specifically designed to keep out unauthorized users. 

Online Privacy Practices

Prompt Advance Lending has a long-standing commitment to protecting the confidentiality of our clients' personal financial information. Because of the unique nature of the Internet, we believe it is helpful to have an overview of how this commitment is applied as Prompt Advance Lending collects, uses, and protects your personal information when you visit us online.

The types of information we collect and how it is used

When you visit a Prompt Advance Lending Web site, we may collect navigational information, such as pages visited and average time spent on a particular page. This is done to help us analyze our site and enhance your experience. We may also collect technical information concerning your computer browser type, IP address, or the presence of any software necessary to view our site. This information may be used to alert you of any possible software compatibility issues as well as helping us to make decisions about how various technologies are used on our site. Further, to protect the security of your information, we may collect information about the computer you use to access secure Web pages.

When you provide your information on applications, forms, and emails, we use it strictly for purposes necessary in processing the service you are requesting, responding to questions, and to fulfill any Prompt Advance Lending services requirements. Prompt Advance Lending maintains strict policies against the unauthorized disclosure or use of client information and has extensive safeguards in place to prevent unauthorized access.

Prompt Advance Lending and its ad management and analytics partners may use cookies, beacons, pixels/gif files, JavaScript, and other technologies to understand the effectiveness of our advertising and marketing (on both Prompt Advance Lending.com and select third-party sites), to develop content and offers to better serve our clients, and to personalize your experience. These tracking tools are either anonymous or encrypted, and do not contain your name, address, telephone number, or email address.

Cookies

A cookie is a piece of information that our Web server stores on your computer's hard drive and retrieves later. A cookie does not allow our Web site to access your files or any information you may have stored on your computer.

Do you have to accept cookies?

No. Most browsers provide you with the ability to restrict or completely reject cookies. (However, we recommend against making such a selection, as it may hinder our ability to securely protect your account from unauthorized users and impact your ability to use some features.)

Linking to other sites

We may provide links to non-Prompt Advance Lending companies, such as information sites regarding Business Loans, Small Business Administration, Small Business Association, credit bureaus or merchants, and will notify you when leaving the Prompt Advance Lending site. If you choose to link to Websites not controlled by Prompt Advance Lending, we are not responsible for the privacy or security of these sites, including the accuracy, completeness, reliability or suitability of their information. If you are asked to provide information on one of these Websites we urge you to carefully study their privacy policies before sharing.

Social Security Numbers and EIN Numbers

As part of its Privacy practices, Prompt Advance Lending is committed to protecting the confidentiality of Social Security numbers and Federal EIN numbers, prohibiting unlawful disclosure of Social Security numbers and EIN numbers, and limiting access to Social Security numbers to EIN numbers.

Protecting your children

Prompt Advance Lending strictly follows the federal guidelines of the Children's Online Privacy Protection Act (COPPA) which gives parents control over what type of information is collected online about their children. Visit the COPPA Website for more information. We do not knowingly collect, maintain, or use personally identifiable information from children under age 13 on our Websites. We are not responsible for the data collection and use practices of nonaffiliated third-parties that are linked from our Websites.


©2011, Prompt Advance Lending, All Rights Reserved.
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